A better choice for good health
At Kaiser Permanente, Federal Employees and Retirees get more than just a health plan. We give you the top doctors, personalized care, and services you need - in a way that fits you and your lifestyle.
For plans in your area, please enter your home or work ZIP Code:
Specialty Care
Board-certified doctors. Cutting-edge technology. The latest evidence-based care. When you’re a Kaiser Permanente member, you can count on specialty care that is uniquely tailored to your needs.
Learn more
Board-certified doctors. Cutting-edge technology. The latest evidence-based care. When you’re a Kaiser Permanente member, you can count on specialty care that is uniquely tailored to your needs.
Learn more
Connected Care
Your doctors and health plan work together so you can easily get and manage your care by telehealth, on our app,1 in-person and more.
Learn more
Your doctors and health plan work together so you can easily get and manage your care by telehealth, on our app,1 in-person and more.
Learn more
Earn Healthy Rewards
2023 Benefit Highlights2
- Plan rates starting as low as $43.81
- More access to care coast-to-coast
- $0 deductible for High Option and Standard Option
- $0 maternity and pediatric care with Standard Option
- Earn up to $750 with the Prosper rewards program3
Find the plan that's right for you
Experience the Kaiser Permanente difference
Learn more about how health care and coverage work together for you. Plus, get a quick look at your plan options and highlights for 2023.
Learn more about your FEHB, FEDVIP, FSA, and long term care benefits for 2023. Attend a multi-carrier webinar hosted by Kaiser Permanente. Register today >
- 1To use the Kaiser Permanente app, you must be a Kaiser Permanente member registered on kp.org.
- 2This is a summary of the features of the Kaiser Permanente health plan. Before making a final decision, please read the plan’s Federal brochure (RI 73-047). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.
- 3The rewards program is open to Kaiser Permanente FEHB subscribers and their enrolled spouses 18 and older. You must accept the Wellness Program Agreement on kp.org/engage to be eligible to earn rewards. You can take the Total Health Assessment as often as you like, but you can only earn a reward for it once during the reward period. Some biometric activities may require you to contact your Kaiser Permanente physician. To find out how to get the screening you need, call the customer service number on the back of your Kaiser Permanente ID card. We will send each eligible member a Kaiser Permanente Health Payment Card 4–6 weeks after they complete their first activity. See the full list of qualified medical expenses in IRS Publications 502, Medical and Dental Expenses, and 929, Health Savings Accounts and Other Tax-Favored Health Plans, at irs.gov/publications.
- 4The Ginger coaching services described above are not covered under your health plan benefits, are not a Medicare-covered benefit, are not a Medicaid-covered benefit, and are not subject to the terms set forth in your Evidence of Coverage or other plan documents. These services may be discontinued at any time without notice. The coaching services are not available to any members under 18 years old. The coaching services are neither offered nor guaranteed under contract with the FEHB Program, but are made available to enrollees and family members, aged 18 and older, who become members of Kaiser Permanente. Only available to Kaiser Permanente members with medical coverage.
- 5When appropriate and available. If you travel out of state, phone appointments and video visits may not be available in select states due to licensing laws. Laws differ by state.
In the survey Best Health Insurance Companies of 2023 by Insure.com, Kaiser Permanente as a national enterprise is rated #1 overall among 60+ insurance carriers. In the NCQA Commercial Health Plan Ratings 2022, our commercial plan is rated 5 out of 5, the highest rating in the nation. The 2022 Commission on Cancer, a program of the American College of Surgeons, granted Three-Year Accreditation with Commendation to the Kaiser Permanente cancer care program. The Mid-Atlantic Permanente Medical Group is the largest multispecialty medical group in the Washington, DC, and Baltimore areas and exclusively treats Kaiser Permanente members. Permanente doctors are recognized as Top Doctors in Northern Virginia Magazine (2023), Washingtonian magazine (2022), and Baltimore magazine (2022). According to NCQA’s Quality Compass® 2022, we’re rated 5 out of 5 in 29 measures, including: controlling blood pressure (heart disease), blood pressure control (140/90) (diabetes), glucose control, colorectal cancer screening, breast cancer screening, cervical cancer screening, childhood immunizations, prenatal check-ups, and postpartum care. Quality Compass is a registered trademark of the NCQA.